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UK Visa & Immigration Guide 2026

Complete guide to the UK points-based immigration system — Skilled Worker visa, Student visa, Graduate route, settlement, and citizenship pathway.

🔢 UK Points-Based Immigration System

Since Brexit (Jan 2021), the UK uses a points-based immigration system. You need 70 points to qualify for a Skilled Worker visa. Points are earned from: job offer from licensed sponsor (20 pts), appropriate skill level (20 pts), English language (10 pts), salary threshold (20 pts).

📋 Main Visa Categories

💼 Skilled Worker Visa

For: Workers with job offer from UK sponsor
Duration: Up to 5 years (extendable)
Salary Min: £26,200/yr or £10.75/hr (general). £23,200 for shortage roles
Cost: £719 (up to 3 yrs) or £1,420 (up to 5 yrs)
IHS: £1,035/year
Leads to ILR: Yes (after 5 years)
Processing: 3 weeks (standard), 5 days (priority)

🎓 Student Visa (Tier 4)

For: Full-time students at licensed institutions
Duration: Course length + wind-down
Cost: £490
IHS: £776/year (discounted)
Work: 20 hrs/week (term), full-time (holidays)
Funds: £1,334/month (London), £1,023 (outside)
CAS: Confirmation of Acceptance for Studies required

🎓 Graduate Route

For: Graduates of UK universities
Duration: 2 years (Bachelor/Master), 3 years (PhD)
Cost: £822
No sponsor needed: Work any job, any employer
Can switch to: Skilled Worker visa
One-time only: Cannot extend

🏢 Global Talent Visa

For: Leaders/potential leaders in academia, arts, digital tech
Duration: Up to 5 years
Cost: £716
No sponsor needed
Can work freelance
Fast-track to ILR:
3 years
Endorsement: Required from recognized body

💑 Spouse / Family Visa

For: Partners/spouses of UK citizens/settled persons
Income Requirement: £29,000/year (sponsor's income)
Cost: £1,846
Duration: 2.5 years (extendable)
ILR: After 5 years
English test: A1 (initial), A2 (extension)

🏖️ Visitor Visa

For: Tourism, business visits, short courses
Duration: Up to 6 months
Cost: £115 (standard), £458 (2-year), £851 (5-year)
Cannot work: No employment allowed
Some nationalities: Visa-free for UK

💰 Visa Costs Summary

Visa Type Application Fee IHS/Year Total (3yr est.)
Skilled Worker (3yr) £719 £1,035 £3,824
Student (3yr course) £490 £776 £2,818
Graduate Route (2yr) £822 £1,035 £2,892
Global Talent (5yr) £716 £1,035 £5,891
Spouse (2.5yr) £1,846 £1,035 £4,434

IHS = Immigration Health Surcharge. Gives access to NHS. Student IHS is discounted at £776/year.

🛤️ Pathway to Settlement (ILR)

  • Step 1: Enter UK on qualifying visa (Skilled Worker, Spouse, etc.)
  • Step 2: Live and work continuously for 5 years (no absence >180 days/year)
  • Step 3: Meet salary threshold for ILR (£26,200 for Skilled Worker)
  • Step 4: Pass Life in the UK Test (24 multiple-choice questions, £50 fee)
  • Step 5: Prove English language proficiency (B1 level — IELTS, Trinity, etc.)
  • Step 6: Apply for ILR — Fee: £2,885. Processing: 6 months (standard), 1 day (super priority)
  • Step 7: After 1 year with ILR, eligible for British Citizenship

📝 Application Process

  • Apply Online: gov.uk/apply-to-come-to-the-uk
  • Biometrics: Attend Visa Application Centre (VAC) for fingerprints and photo
  • Documents: Passport, COS/CAS letter, bank statements, English test, TB test (some countries)
  • BRP (Biometric Residence Permit): Collect within 10 days of arrival from Post Office (being phased out — e-Visas replacing)
  • Processing Times: Standard: 3-8 weeks. Priority: 5 working days. Super Priority: 1 working day (in-UK only)