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Singapore Housing Guide

80% live in HDB flats — one of the world's most successful public housing systems. Condos for expats.

🏠 Housing Types

🏢 HDB Flats (Government)

• 80% of Singaporeans live in HDB!
• Built by Housing Development Board
• Types: 2-room, 3-room, 4-room, 5-room, Executive
• BTO (Build-To-Order): Ballot for new flats (citizens only)
• Price: S$200K-$600K (subsidized!)
• 99-year lease

🏙️ Condominiums

• Pool, gym, BBQ, security, parking
• Rental: S$2,500-$5,000+ (1-bedroom)
• Popular with expats
• Freehold or 99-year lease
• Buy: S$1M-$3M+ (small units)

🏡 Landed Property

• Terrace, semi-detached, bungalows, GCB
• Only for citizens! Foreigners need approval
• Extremely expensive: S$3M-$30M+
• Less than 5% of housing stock
• Sentosa Cove: Only landed foreigners can buy

📋 Renting Guide (For Expats)

  • HDB room: S$600-1,200/month (common room). Must have valid pass. Min 6-month lease.
  • Whole HDB unit: S$2,000-3,500/month. Good value for families.
  • Condo 1-bed: S$2,500-5,000/month. CBD/Orchard = premium.
  • Deposit: 1-2 months. Stamp duty: ~0.4% of annual rent.
  • Portals: PropertyGuru (#1), 99.co, Carousell Property.
  • Agent fee: Typically 0.5-1 month rent (shared landlord/tenant or landlord pays).

📖 Explore More

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Cost of Living

Rent Data
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Districts

Best Areas
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Banking

CPF for Housing
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Visa

Pass Rules