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Singapore Cost of Living 2026

One of the world's priciest cities β€” but hawker food from S$3, MRT from S$0.99, and HDB keeps housing affordable.

🏠 Monthly Costs (S$)

Category Budget Mid-Range Comfortable
HDB Room / Condo S$800-1,200 S$1,800-2,500 S$3,000-5,000+
Food S$300-500 S$600-900 S$1,000-1,500
Transport S$80-120 S$150-200 S$200-500
Utilities S$100-150 S$150-200 S$200-350
Total S$1,500-2,000 S$3,000-4,000 S$5,000-8,000+

🍽️ Food Prices

πŸͺ Hawker Centres (UNESCO!)

Chicken Rice: S$3-5
Laksa: S$4-6
Roti Prata: S$1.50-3
Nasi Lemak: S$3-5
Char Kway Teow: S$4-6
Kopi (coffee): S$1.20-1.80

πŸ›’ Groceries

β€’ NTUC FairPrice: Main supermarket
β€’ Cold Storage: Premium
β€’ Sheng Siong: Budget
β€’ Milk (1L): S$3-4
β€’ Rice (5kg): S$8-12
β€’ Chicken (1kg): S$7-10

🍽️ Restaurants

Casual restaurant: S$15-25
Mid-range: S$30-60
Fine dining: S$100-300+
Alcohol: VERY expensive! Beer S$10-15, Cocktail S$18-25
No tipping culture!

πŸ’‘ Money-Saving Tips

  • Eat at hawker centres: S$3-5 per meal β€” incredible value and delicious!
  • MRT + bus: S$80-120/month covers all transport needs
  • HDB rental: Share a room β€” S$600-900 (vs S$2,500+ for whole unit)
  • No car: COE costs S$100K+! Cars are the most expensive thing in Singapore
  • Don't drink: Alcohol is heavily taxed. Save thousands!