Universal healthcare with only 30% co-pay — one of the best and most affordable systems in the world.
Japan has mandatory universal health insurance for all residents. You pay only 30% of medical costs — the government covers 70%. Extremely affordable and high quality.
• For: Self-employed, students, freelancers
• Cost:
Income-based (¥15,000-¥50,000/month)
• Co-pay: 30% (you pay only
30%!)
• Covers: Almost everything
• Enroll: At your
city/ward office
• For: Company employees
• Cost: Split 50/50 with
employer
• Better coverage than NHI
• Includes:
Pension, health, employment insurance
• Automatic: Deducted from salary
• Doctor visits (30% co-pay)
• Prescriptions (30% co-pay — very cheap!)
• Hospital
stays
• Surgery
• Mental health
• Dental (basic — 30%)
• Monthly
cap: ¥80,100 (high-cost medical expense system)